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Loans and Finance

Prepayment Discount Cost Comparison

Compare the early payment discount and the normal account period, and convert the simple annualized cost of giving up the discount.

This tool is calculated according to Chinese rules and RMB; the switching language will not change the tax system, interest rate, unit or applicable area.

Prepayment Discount Cost Comparison User manual

  1. Fill in the parameters or select the file according to the form, and check the unit and format first.
  2. 2% discount, payment within 10 days, otherwise the full payment in 30 days.
  3. Click the processing button to view the results, you can copy or download and save.

Calculation method and processing rules

The discounted payment amount will be calculated according to the interval between 365 days and the account period.

scope of use

Simple annualization, excluding compound interest, credit risk or actual financing expenses.

Will the input content be saved on the server?

This tool handles input in the browser, and does not upload files or form content. Typing practice scores are only saved in the native browser.

Why may the result be different from other tools?

Simple annualization, excluding compound interest, credit risk or actual financing expenses. Please compare the input unit, rounding method, applicable rules and data version first.